Effective Date: April 16, 2025

Welcome to https://www.stgplanning.com (the “Website”), operated by Rick Smith Law LLC dba Rick Smith, Attorney (“I,” “me,” “my,” “we,” “our,” or “us”). By accessing or using this Website, you agree to comply with and be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.

General Information Only – No Attorney-Client Relationship
The content provided on this Website is for general informational purposes only and does not constitute legal advice. Accessing this Website or contacting us through it does not establish an attorney-client relationship. Such a relationship is formed only through a separate engagement agreement.

Intellectual Property
All content on this Website, including text, images, logos, graphics, and layout, is the property of Rick Smith Law LLC or its licensors and is protected by U.S. and international copyright, trademark, and intellectual property laws. You may view, download, or print content for personal use only. You may not reproduce, modify, distribute, or use any content without prior written consent.

Permitted Use
You agree to use the Website only for lawful purposes. You may not:

• Use the Website in any way that violates applicable laws or regulations;

• Attempt to gain unauthorized access to any part of the Website;

• Transmit any harmful code, malware, or engage in disruptive activities;

• Use the Website to transmit unsolicited communications or spam.

Third-Party Links
This Website may contain links to third-party websites for your convenience. We do not endorse or control the content of those sites and are not responsible for their practices or policies. Accessing third-party sites is at your own risk.

Disclaimer of Warranties
The Website and its content are provided “as is” without warranties of any kind, express or implied. While we strive to provide helpful and accurate information, we make no representations or warranties about the accuracy, completeness, reliability, or suitability of any information on this Website.

Limitation of Liability
To the fullest extent permitted by law, Rick Smith Law LLC shall not be liable for any damages arising from your use of, or inability to use, the Website or its content. This includes direct, indirect, incidental, or consequential damages.

Changes to Terms
We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes will be posted on this page with a revised effective date. Continued use of the Website after changes constitutes acceptance of the updated Terms.

Governing Law
These Terms of Use are governed by the laws of the State of Utah without regard to conflict of law principles. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the state or federal courts located in Washington County, Utah.

Contact Information
If you have any questions or concerns about these Terms of Use, please contact us:

Rick Smith Law LLC dba Rick Smith, Attorney
132 W. Tabernacle Street, Building A
St. George, UT 84770
Phone: (435) 429-2629
Email: rick@stgplanning.com
Website: https://www.stgplanning.com